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At Blue Chip Properties, we’re flipping the script on NDIS investment property in Melbourne, Victoria—letting you earn up to $250,000 per annum with specialist disability accommodation (SDA) that’s government-backed and built for high rental yield. We’re not talking vanilla real estate; we’re talking NDIS Housing Victoria designed for participants with significant support needs, delivering rock-solid cash flow, long-term tenancy stability, and tax-efficient returns.

By targeting robust and fully accessible designs where demand from NDIS participants far outstrips supply, your portfolio gains capital growth upside, concessional tax treatment on rent rolls, and the social impact of providing quality housing. Stop chasing mediocre yields—partner with Blue Chip Properties to lock in premium NDIS ROI in Melbourne’s hottest suburbs and turn your superfund into a wealth-building engine.

Investment in NDIS Housings Victoria

NDIS Investment Properties

NDIS properties offer a unique investment opportunity to provide both financial gains and the satisfaction of contributing to a social cause. Through investment in NDIS housing in Victoria, investors can provide SDAs or specialist disability accommodations to people with disabilities.
NDIS property investments are supported by the Australian government to address the crucial issue of demand for SDAs exceeding the supply. At present, Victoria has a substantial number of participants who seek SDA. Owing to this significant demand for specialist disability accommodation in Victoria, NDIS property investment is the need of the hour.
The latest SDA demand data in Australia highlights the growing need for Specialist Disability Accommodation, with Victoria having the second highest number of participants seeking SDA dwelling. Therefore, investment in NDIS housing in Victoria offers favourable future projections for investors, with a potential to address the gaps in regions with lower SDA dwelling. There’s an ongoing need to diversify dwelling types with a focus on robust and fully accessible housing.
NDIS Property Investment Victoria

What is NDIS Specialist Disability Accommodation?

Specialist Disability Accommodation (SDA) is a vital component of Australia’s National Disability Insurance Scheme (NDIS), introduced in 2016 to provide housing to individuals with extreme functional impairments or high support needs.
SDA dwellings are constructed with specific features to accommodate the unique needs of residents, such as wheelchair accessibility, reinforced walls, ceiling hoists, and assistive technology systems. The goal of NDIS housing scheme is to provide a safe and supportive living environment that enhances the quality of life for individuals with significant disabilities.

NDIS Specialist Disability Accommodation (SDA) Design Categories

There are 5 broad categories of SDA designs that determine their Benchmark Pricing Model. These categories are:
  • BASIC

SDA housing that lacks specialised design features but exhibits important SDA parameters like accessible location, privacy, and shared supports.

  • IMPROVED LIVABILITY
SDA housing designed for people with impaired sensory, intellectual, or cognitive disability, focused at improving “livability” through reasonable level of physical access incorporated in the design.
  • FULLY ACCESSIBLE
SDA design for participants with significant physical impairment, incorporating a high level of physical access provision.
  • ROBUST
Incorporation of high level of physical access provision along with enhanced security and durability in design.
  • HIGH PHYSICAL SUPPORT

SDA housing with a high level of physical access provision for participants with very significant physical impairment and needing very high levels of support.

Why Should You Invest In NDIS Housing Victoria?

SDA properties present an opportunity for socially responsible investment with potential financial returns. With a huge gap in demand and supply, investment in NDIS housing in Victoria provides steady revenue generation for investors.

NDIS Investment Properties Victoria

Key Aspects of NDIS Property Investment

SDA Properties

NDIS funded SDA Properties are designed to meet the specific needs of NDIS participants, incorporating various levels of physical access provision.

Location

SDA Properties should be in areas that grant easy access to necessary services, amenities, and public transport.

NDIS Funding

NDIS provides funding to eligible participants to enable them to access SDAs, guaranteeing a steady income stream for investors.

Rental Potential

NDIS properties exhibit a higher rental Potential, offering 10-15 % higher rental yields as compared to traditional residential properties.

Government Subsidies

The Federal government provides financial incentives to investors for building, purchasing, or leasing NDIS compliant properties.

Stable Tenancies

NDIS properties see stable Tenancies, with tenants staying for years in the same dwelling, generating a stable income stream for investors.

Compliance

Investors must comply with NDIS policies and regulations, including adhering to the design categories and enrollment process.

High Market Demand

There is a strong SDA housing demand due to the current shortage of accessible housing, providing an opportunity to fill the supply-demand gap.

Ways You can Purchase SDA Housing in Victoria?

There are three main ways of owning an SDA housing in Victoria


  • The first route is modifying traditional property into an NDIS compliant SDA housing. This is the most complex and expensive way to purchase SDA property.
  • The second option is to purchase an approved NDIS compliant SDA housing, with the help of a specialist real estate agent and an SDA provider.
  • The third option is to purchase a house and land package designed as an SDA property. With the federal government trying to bridge the demand and supply gap of SDA Properties, this is a very viable option.
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SDA NDIS Housing Investment Victoria

How To Invest In NDIS Housing?

For many investors, NDIS housing is uncharted territory. At Blue Chip Properties, we help you navigate the challenges of finding the right SDA housing that fulfils your investment goals.

  • We help you understand the different design categories of SDA housing, allowing you to make informed decisions and reducing the risk of entering an untapped market.
  • SDA developers or builders will benefit from our extensive interstate buyer network. We connect investors seeking to buy SDA Properties with developers or builders, helping to boost the pre-sales of the project.

Why Choose Blue Chip Properties?

  • Highly experienced and active team of real estate agents specialising in SDA housing.
  • Thorough understanding of NDIS requirements.
  • Deep market research and analysis allows us to guide you to the right SDA design in-demand in Victoria.
  • An extensive network of SDA developers and builders.
  • We take care of the entire process for you, making buying an SDA property in Victoria a breeze.
  • From finding the right SDA housing to signing under the dotted line, we assist you every step of the way.

Frequently Asked Questions

At present, the demand for NDIS homes exceeds the supply, with Victoria having the second highest number of participants seeking SDA dwelling. It’s fair to say that statistics consider an NDIS home an excellent investment. Long period tenancy and NDIS funding guarantee a steady rental income for investors.

NDIS property investment means buying or developing Specialist Disability Accommodation (SDA) homes that meet National Disability Insurance Scheme standards. These purpose-built properties feature accessibility and support-focused design, qualify for NDIS rent funding, and typically deliver higher, government-backed rental yields while addressing a critical housing need.

Even though rental income from NDIS is taxed as regular rental income, due to the special nature of SDA housing, there are certain tax benefits available to property owners. Choosing the right tax structure- Direct Property Ownership, Self-Managed Super Funds, Trust, or Company Ownership, can make a significant difference in tax benefits and liabilities.

To know more about the tax implications of NDIS property investment, give us a call and we’ll walk you through the entire process. 

No, NDIS funding is not considered taxable income for participants. These payments are specifically designated for disability supports and services and are therefore exempt from income tax. This tax-free status applies to both participants and registered plan management providers receiving NDIS funding. However, while the funding itself is not taxable, participants should be aware that expenses covered by NDIS funds are generally not tax-deductible. It’s important to maintain accurate records of all NDIS-related transactions to ensure compliance with Australian Taxation Office (ATO) requirements.

NDIS property investments are estimated to offer returns 8-12 % higher than traditional real estate, because of higher demand than supply and due to government incentives and funding. However, the actual return depends on multiple factors such as location, compliance, and market demand. Like traditional real estate, NDIS property investment in Victoria is not free of risks. A competent and experienced real estate partner can help you navigate the challenges of NDIS housing investment and choose the right SDA design category according to market research and analysis.

Maximise Returns with SDA Housing in Melbourne, VIC

NDIS Property Investment Victoria, Melbourne

With demand for Specialist Disability Accommodation (SDA) in Victoria rising, now is the perfect time to explore high-yield, government-backed NDIS investment opportunities. Whether you’re a first-time investor or expanding your portfolio, our expert team can guide you through the entire process.

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